Lexington Law Firm
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Client Feedback
“Before I signed up for Lexington services I was denied a mortgage...After 4 months of using their services I was able to refinance my car to a much lower rate. After 10 months I was approved for a home which I am now living in! Thank you to Lexington for making my way of life how I always thought it should be. I look forward to many more years of maintaining great credit and I owe it to Lexington. I have been referring any one I know, who is in the same situation I was, to Lexington Law Firm.”

    — S.H., Lexington Law Firmclient

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Credit Repair Questions


Does paying my bills restore my credit?


You would think that would be true. But, again, the credit reporting system just doesn't work that way. When you pay an old debt, the negative credit listing doesn't disappear. In fact, it re-ages and the seven year clock begins again with that negative listing. And, the most ironic thing is that a paid, current negative listing is not any better than an unpaid negative listing. That's not always true, but in most cases, you won't get much further by paying the old debt.

That is, you won't get much further unless you also work to restore your credit at the same time. The good news is that we can help you settle those debts and save you a lot of money in the process.


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